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Assessment Tool · Capital Structure

Capital Structure India.
Know exactly where you stand.

How a business is funded — the mix of debt, equity, and internal cash — shapes everything from growth flexibility to risk exposure. This assessment evaluates whether the current capital structure fits the business's actual stage and strategy.

5 Dimensions Assessed
Fixed-Fee · No Obligation
Results in 5 Business Days
Virtual CFO
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Talk to an IBEAN specialist about this assessment. We respond within 24 hours with a scoped assessment proposal.

What this assessment covers

This assessment evaluates capital structure across four dimensions: debt-equity balance (whether lev

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Fixed-fee diagnostic. No commitment required beyond the session.

What This Assessment Measures

This assessment evaluates capital structure across four dimensions: debt-equity balance (whether leverage is appropriate for the business's risk profile and cash flow stability), cost of capital (whether current financing — bank debt, other facilities — is competitively priced relative to what's available), funding-strategy fit (whether the capital structure supports the actual growth plan, or constrains it), and covenant and facility health (whether existing debt facilities have headroom, or are close to covenant limits).

Why It Matters

Capital structure decisions made at an earlier stage often aren't revisited as the business grows — a debt facility taken on when the business was smaller and riskier may now be priced above what's available with a stronger track record, or a business that's outgrown its facilities may be constraining growth simply because no one has proactively gone back to the market to renegotiate or restructure.

Assessment Framework / The 5 Dimensions

Scored across 5 critical dimensions.

01

Debt-equity balance — leverage appropriate to risk profile and cash flow stability

02

Cost of capital — current financing pricing vs. what's available in the market

03

Funding-strategy fit — capital structure supports vs. constrains the actual growth plan

04

Covenant and facility headroom — proximity to covenant limits or facility ceilings

05

Funding diversification — dependency on a single lender or financing source

Score Interpretation / What Your Score Means

Three outcome ranges — each with a clear next action.

75–100

Well-structured capital

Capital structure supports the growth plan efficiently. IBEAN's advisory focuses on optimising cost of capital further.

45–74

Improvement opportunity

Specific structural or pricing gaps identified. IBEAN prioritises refinancing or restructuring opportunities.

0–44

Structure constrains growth

Capital structure is materially limiting or mispriced relative to the business's actual profile. IBEAN's Virtual CFO advisory rebuilds the funding strategy.

Next Steps / After the Assessment

Diagnosis first. Then a scoped advisory plan.

IBEAN's Capital Structure Assessment evaluates whether current financing is priced and structured for the business the company is today — not the business it was when the facility was first arranged — and identifies concrete restructuring or refinancing opportunities.

Virtual CFO
Frequently Asked Questions

Capital Structure Assessment India — Frequently Asked Questions

3 Questions
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Additional questions? Contact the advisory team

Ready to assess your Capital Structure?

IBEAN's Capital Structure Assessment India identifies your current position, gaps, and the highest-leverage actions to improve. Fixed-fee diagnostic. No commitment beyond that.

Virtual CFO